United States Adjusters, Inc is pleased to announce the insurance settlement of The Christo La Roca Church (Fort Lauderdale, Florida)
United States Adjusters, Inc were contacted by the Christo La Roca Church when all else had failed for Pastor Diaz and the church goers; United States Adjusters was up for the challenge and came to the rescue. The Public Adjusters at USA were able to reach a settlement with the Churches insurance company for well over three hundred thousand dollars, which was almost policy limits. The church will now begin its final phase of rebuilding the damage church and going on their lives.
Jun 13, 2007 5:59 pm US/Eastern
Storm Damage To Broward Church Forces It To Close
Reporting
(CBS4) OAKLAND PARK On Wednesday, Broward County building inspectors posted "unsafe structure" stickers on a church damaged by yesterday's storms.
Part of the roof over the gym portion of The Cristo La Roca Church off Prospect Road collapsed Tuesday afternoon. That building was destined to house the church’s growing congregation, but now those plans have been put on hold.
"It's not easy because we put so much effort and all the people in the community helped us," said Pastor Angel Diaz.
There are cracks all over the wall of the gymnasium. There is at least thirty percent roof damage, and the fear is the common wall between the gym and church can give way.
The pastor Diaz, said "We need to get a company to stabilize the wall, otherwise, strong winds may knock it down."
Ralph Gonzalez, a Broward County building inspector said, "We're not going to allow the building to be occupied until we determine that the wall is going to be safe."
A dilemma for the congregation, which has no insurance on the building, and must choose its next step: to rebuild, to repair, and at what cost.
Watchdog Group Ranks Insurers on Consumer Friendliness and More
July 11, 2008
Washington, D.C.-based the American Association for Justice, formerly the Association of Trial Lawyers of America (ATLA), recently released its study ranking insurance companies based on consumer friendliness and more. The group said it based its findings on financial and legal documents its staff reviewed.
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According the attorney lobbying group, the rankings "show a distinct pattern of insurance industry greed amongst 10 companies that refuse to pay just claims, employ hardball tactics against policyholders, reward executives with extravagant salaries, and raise premiums while hoarding excessive profits."
"While Allstate publicly touts its 'good hands' approach, it has instead privately instructed its agents to employ a 'boxing gloves' strategy against its policyholders," said American Association for Justice CEO Jon Haber.
The Association accuses the insurer of placing profits over policyholders. Allstate contracted with consulting giant McKinsey & Co. in the mid-1990s to systematically force consumers to accept lowball claims or face its "boxing gloves," an aggressive strategy designed to deny claims at any cost.
According to the often adversarial attorney group, thousands of court documents, materials uncovered from litigation and discovery, testimony, complaints filed with state insurance departments, Securities and Exchange Commission and FBI records, and news accounts were reviewed to compile the rankings and statistics.
The rankings are as follows:
1. Allstate
2. Unum
3. AIG
4. State Farm
5. Conseco
6. WellPoint
7. Farmers
8. UnitedHealth
9. Torchmark
10. Liberty
The Association study said that financial documents also revealed extravagant profits and executive compensation while policyholders' claims were routinely delayed and denied:
-- Over the last 10 years, the property/casualty and life/health insurance industries have each enjoyed annual profits exceeding $30
billion.
-- The insurance industry takes in over $1 trillion in premiums every year. It has $3.8 trillion in assets, more than the GDPs of all but two countries.
-- The CEOs of the top 10 property/casualty firms earned an average of $8.9 million in 2007.
-- The median insurance CEO's cash compensation is $1.6 million per year, leading all industries.
To view a full copy of the study, visit
http://www.justice.org/docs/TenWorstInsuranceCompanies.pdf.
Source: American Association for Justice
Insurance Companies Best Kept Secret - Public Insurance Adjusters
By Bryan E. Thomas
As the policyholder, you have a right to know about the insurance industries best-kept secret - Public Insurance Adjusters. We are the experts who represent you exclusively when a loss occurs to your business, commercial or residential property. The insurance companies have their representatives; you need someone whose loyalty is entirely to you.
For many homeowners, the preparation of a property damage claim without the assistance of their own insurance loss adjuster is unfamiliar territory. The documents are filled with complicated jargon and calculations that only a claims adjuster will thoroughly understand: depreciation, replacement costs, and actual cash value. At times, the list seems endless, especially when you have enough on your hands just getting your life back together. But it´s your responsibility to document and prove your claim to the insurance company, either by yourself or with the aid of a public adjuster.
Many policyholders just like you have asked the same questions: How do I estimate my loss? Will I recover enough to rebuild? Can I do this myself, without a public insurance adjuster? This uncertainty is easily removed through the professional assistance of our proven team of professional public adjusters.
via ezinearticles.com
What Is A Public Insurance Adjuster And How They Can Help You?
By Bryan E. Thomas
Experience is key; Public Adjusters have the knowledge and training to successfully represent your interests and maximize your insurance claim. Public Adjusters work on your behalf so you receive the best possible settlement.
They maximize your recovery by representing your interests. Your insurance company will recognize the Public Adjuster as your representative because they are licensed by the State Insurance Department.
A Public Adjuster will prepare all necessary estimates and inventories of damage that are required to document your claim. Public Adjusters will assist you in fulfilling all policy requirements and demands made by your company.
Public Adjusters will meet with the insurance company representatives and handle all details and negotiations essential to you receiving a proper settlement. You are informed of the progress and status of your claim on a regular basis.
When you have a Public Adjusting firm representing your interests in the claim process, you don't just have one specialist representing you, you have a team. You will have a experienced specialist arrive to evaluate your contents and substantiate the claim. You will also have an experienced building estimator review any structural damage and provide real-world estimates for replacing what is damaged.
Additionally, you will have a licensed public adjuster who is a skilled negotiator to represent your interests at all meetings with company adjusters. This team approach will ensure that you leave nothing behind in your claim, and you will be fully reimbursed in the shortest time possible. Since we have worked with many insurance company adjusters over the years, we have an established rapport with them, making the adjustment process go smoothly.
via ezinearticles.com
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